Entrance to iFinancial's Offices in Dubai.
Entrance to CVMR's Offices in Dubai.
Kamran M. Khozan (www.khozan.com) is the Chairman and Chief Executive Officer of iFinancial
Management Ltd. He is the founder a number of highly successful multinational corporations,
among them:
Chemical Vapour Metal Refining Inc. (“CVMR®”), a corporation engaged in mining, metal refining
and vapour metallurgy process development. It uses a unique proprietary refining technology
and employs over 13,000 engineers and 35,000 technicians in 18 countries. (www.cvmr.ca)
Intermaritime Financial Inc. with offices in Canada, South Africa and Saudi Arabia, is a
financial institution engaged in wealth management. (www.intermaritimefinancial.
com).
Secure Environment Services (“SES”) is a leading provider of homeland security, nonweaponry
defence equipment and risk management systems, manufactured at its own facilities in North America and Europe. SES provides a complete continuum of security, defence and risk
management products and support services to various governments and the private sector. (www.
secures.ca)
From 1984 to 1992, Mr. Khozan was the Commissioner for the Lead Project’s Centres of Excellence,
appointed by the Prime Minister of Canada. During this period, he established some 24
Centres of Excellence, which continue to function successfully to date. These Centres act as the
focal point for a variety of state-of-the-art technologies and are a successful example of co-operation
between industries, three levels of government and universities in Canada.
From 1992 to 1998 he served with the Canadian Federal Department of Justice and the Ontario
Ministries of Solicitor General and Community Safety and Correctional Services and Chaired
a number of Commissions within those Ministries.
Kamran M. Khozan is an honorary member of the Chippewa Ojibwa North American
Native Band in Canada and a Political Consultant to that Band.
He is a graduate of McGill University with Honours in Economics, and University of Toronto
with M.A. in Criminology and Jurisprudence. He is the holder of over 40 seminal international patents
in metallurgical processes.
He has acted as a senior advisor to the board of directors of a number of multinational corporations,
including Imperial Tobacco, BBC Television and Radio in U.K., Bank of Montreal, Federal
Business Development Bank of Canada, Royal Bank of Canada, Toronto Dominion Bank of Canada,
Mitel Corporation and Imperial Oil/Exxon.
Mr. John R. Finley QC, serves as a Director of iFinancial Management
Ltd. and its affiliate companies, Intermaritime Financial and
Secure Environment Services.
Mr. Finley was a Partner and former Head of the Financial Services
National Industry Group and Toronto Financial Services Department
of Gowling Lafleur Henderson LLP, a leading international law firm
based in Canada. He specializes in the areas of corporate and commercial
law including corporate governance, corporate finance, securities,
mergers and acquisitions, corporate restructuring, banking,
competition, advertising, marketing and franchising law.
John Finley was the Managing Partner of Smith Lyons LLP from
January 1999 until its merger with Gowling Lafleur Henderson in 2001.
He was called to the Bar of Ontario in 1965. John has been active in the affairs of the Canadian
Bar Association since 1967, holding a number of federal and provincial positions including
President of the Canadian Bar Association of Ontario in 1982.
He is a director of a number of public and private corporations, and has held various executive
positions with the Canadian Red Cross Society including the Presidency of Ontario Division
and membership of the National Board of Governors.
Tahiré Edirisinghe is the Executive Director of iFinancial Management
Ceylon (pvt) Ltd., a Subsidiary of iFinancial Management Ltd.,
of UK, in Colombo, Sri Lanka.
Tahiré has extensive experience in the insurance industry. She
worked as an Agent and then as a Manager at New York Life Insurance
Company in New York, USA, from 2007 to 2009 when she commenced
work as Manager of Corporate Sales at Asian Alliance Insurance, in
Colombo, Sri Lanka.
She is a graduate of St. Lawrence University of New York. Tahiré
was a Member of the Sri Lanka Swimming Team from 1997 to 2003.
Dr. Azhari is the founder and Managing Partner of Azhari Legal Consultancy in Dubai. Azhari Legal Consultancy handles the legal aspects
of iFinancial’s consultancy services.
Dr. Azhari is a graduate of London School of Economics and Political Science, and earned his Ph.D. (magna cum laude) in Law and Economics from Humboldt University in Berlin in 1997. He was called to the German Bar in Berlin in 1994.
His areas of specialization include: Commercial Law, Corporate Structuring and Re-Structuring, Mergers & Acquisitions and International Tax Law.
The Recognition and Enforcement of Arbitral Awards of the United Arab Emirates in Germany
in: Arbitration in the Middle East, 2005, p. 30-38
Gesellschaftsrechtlicher Handlungsrahmen der Geschäftsleitung in der Unternehmenskrise
(Corporate law relating frame of action of the management during company crisis), in: Betrieb
und Wirtschaft 2002, p. 989 – 996
Haftungsrisiken bei verschleierten Sachgründungen und Sachkapital-erhöhungen sowie
deren Heilungsmöglichkeiten“ („Liability Risks in Concealed Formations by Non-Cash Capital Contribution and in Capital Increases by Way of Contributions in Kind, and the Means of Remedying them“), in: Betrieb und Wirtschaft, 2000, p. 154 – 157
“Die Ausfall- und Haftungsrisiken kreditgewährender Banken in der Krise und Insolvenz des
kreditnehmenden Unternehmens“ („Default and Liability Risks Incurred by Banks Lending to Companies
in a Crisis or Insolvent Companies“), in: Betrieb und Wirtschaft, 1999, p. 23 – 33.
“Rechtsprobleme der Gründungsorganisationen kleiner Kapitalgesell-schaften, Ein Vergleich:
Deutschland, Singapur und U.S.A.“, 1997 (“Legal Problems Involved in the Formation of Small
Corporations
– A Comparison between Germany, Singapore, and the USA“).
Colloquium on insolvency law at Humboldt-University Berlin during the winter term 2001/2002,
2002/2003 and during the summer term 2002.
Before joining iFinancial Management as an expert on Takaful,
Katharina Pfannkuch worked as an Intern in the department of
international and technical cooperation of the Federal Financial Supervisory
Authority (Bundesanstalt für Finanzdien stleistungsaufsicht
– BaFin), Frankfurt a. M., and an intern at Azhari Legal Consultancy,
in Dubai, United Arab Emirates in 2010.
From 2008 to 2010, she worked in the Department of Foreign
Trade within the Hamburg State Ministry of Economic and Labour Affairs
in Hamburg, and as an Assistant in the German-African Business
Association (Afrika-Verein der deutschen Wirtschaft).
Katharina Pfannkuch is a Research assistant in the Department
of Islamic Law of the Institute of Oriental Studies and a Ph.D. candidate completing her thesis in
Islamic Insurance (General Takaful) at the University of Leipzig, Germany.
She obtained her Master’s degree in Near and Middle Eastern studies from the University
of Leipzig with specialization on Islamic Law, in 2011. The topic of her Master’s thesis was the
integration of Islamic Insurance concepts into the German legal framework. She completed her
Bachelor’s degree also in Islamic Studies from Christian Albrechts University of Kiel in Germany.
She speaks German, Arabic, French, Spanish and English.
“Islamische Versicherungen – Konzepte und Modelle des Islamic Finance-Marktes”, Bremen 2012, Europäischer Hochschulverlag.
Mohamed Maawy serves as the Director of Business Development for iFinancial Management in Kenya. He is a seasoned banker with over 20 years of experience in banking, finance and investment advisory services.
Mohammed was most recently with the Citibank in Kenya, where he spent over 12 years in various departments, including Operations and Consumer Banking. Prior to that, he was involved in Project Management for the International Credit Bank of Uganda, the National Bank of Kenya and Stanbic Bank.
Mr. Maawy has extensive Islamic banking experience, having structured the first Islamic Import Financing for Kenya in 2001. He also served as a Consultant to Gulf African Bank (the first Islamic Bank in Kenya) on Developing Collateral Management Trade Finance, and to CFC Financial Services on coordinating HSBC’s (Geneva) Islamic Private Banking.
Rohail is the Head of Takaful Advisory Team at iFinancial Management. His work experience includes:
He received his Post Graduate Diploma in Islamic Banking and Insurance from the Institute of Islamic Banking and Insurance in London, UK; and his Post Graduate Diploma in Islamic Banking and Finance from the Center for Islamic Economics in Karachi, Pakistan. He graduated from University of Toronto with Honours in 1992.
Ehsan Waquar is among the few scholars who have the rare combination of religious and contemporary education. This unique blend allows him to understand and correlate commercial transactions with Sharia principles. Ehsan has a Masters in Traditional Islamic Studies, specializing in Islamic Jurisprudence, Fiqh, Usool, Hadith and Quranic Tafseer in addition to a Masters in Economics and Business Administration with major in Finance.
Having diversified experience of working at senior levels of management over 15 years, Ehsan Waquar is one of the leading Sharia scholars in Pakistan and currently retained as a Sharia Advisor for UBL Bank in Pakistan. He also sits on the Technical Committee of Institute of Chartered Accountants of Pakistan (ICAP), and is responsible for developing Accounting & Auditing Standards for Islamic Financial Institutions in that country. He is a member of Sharia Advisors Forum at State Bank of Pakistan and actively involved in the development of Sharia Standards and resolving Sharia matters pertaining to Islamic Banks in Pakistan.
Ehsan Waquar is a specialist in Islamic structured products, Sukuk, Islamic retail and corporate products. He is Head of sharia Compliance at iFinancial Management.
Dr. Taha El Tayeb has extensive experience at a senior management level working for institutions such as Mashreq Al Islami Bank and Bahrain Institute of Banking & Finance. He is now a member of iFinancial management’s team in charge of Sharia Compliance and Sharia Audit
Dr. El Tayeb has been involved in training, consultancy, and research in the Islamic banking and finance sectors for the last 25 years. He has also conducted and published a number of research projects and has been actively involved in the development of Islamic Accounting Standards.
He obtained his PhD in Islamic Banking and Finance from the University of Bath in UK, BSc and MSc in Accounting and Finance from the University of Khartoum, Sudan, and advance training from IMEDE, Switzerland and Harvard University, USA.
Ms. Haneef has extensive banking and consulting experience, providing financial advice. She worked for KPMG in the Risk Advisory Services prior to joining ANZ Bank in Australia in their Risk Management Department.
Samreen has wide banking sector experience and is specialized in Basel Implementation, managing enterprise risk, corporate governance, regulatory and operational risk, information and security risk, technology risk and market and credit risk.
At iFinancial Management, Ms. Samreen Haneef is in charge of Risk Management,. Basel Implementation, Corporate Governance and Compliance Reviews.
iFinancial Management
Phone: +971 50 738 5311,
INTERMARITIME FINANCIAL INC.
